If you are entering the age for retirement, no doubt you are exited at the prospect of taking life a little easier. What is not be an enjoyable prospect, however, is thinking about a time when advancing age may mean you cannot be as active. What sort of plans can you make now, so that you will be taken care of in the future?
Living as healthy a lifestyle as you are able is important to maintaining your youth, but what plans could be made regarding your living situation? Can adjustments be made in the home to accommodate changing needs?
For a start, look at areas of the house that are starting to need maintenance. It would be a good idea to have certain areas like the roof or heating system checked. By doing this now, you will know what to start budgeting for. What about areas of the house you might want to remodel? Could you possibly add features that would make life easier for someone with limited mobility?
It is always wise to keep family members in the loop with your plans, especially if they will be the ones to take care of you should the need arise. If they know your intentions and wishes now, it will make decisions a lot easier later on. For example, some of those decisions might be whether you want to keep living in your current home, or whether you would agree to move somewhere smaller.
Putting money aside into a separate account for future home maintenance is another wise thing to do, as this can eliminate worry later. Assess your retirement plans and finances to ensure they are all up to date and in order
Even though thinking about this is not enjoyable, preparing for it will provide better peace of mind for you and your family.